To edit the templates (.PSD files) you will need a graphics program like Adobe Photoshop or Corel Paint Shop Pro.
Trial versions of the above programs are available from:

Adobe Photoshop:
http://www.adobe.com/products/tryadobe/main.jsp#product=39

Corel Paint Shop Pro:
http://www.corel.com/servlet/Satellite?pagename=Corel3/Downloads/Trials

For instructions on how to edit the templates please refer to your graphic program's documentation.

For instructions on how to insert the edited template into a webpage (html file) please download this video tutorial:
http://www.iprofit-package.com/downloads/photoshop-video.zip

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