Fortune Hi Tech Marketing Review- Is FHTM a Pyramid Scam?
- 23 Comment
What is Fortune Hi Tech Marketing INC. About?
In this review article we try to find out if FHTM is a scam or a legit business.
It was created by a gentleman named Paul Orberson from Lexington, Kentucky.
Fortune High Tech Marketing (AKA) FHTM is a company connecting products and services to representatives who can help sell them. The website claims you can become FHTM business owners no matter what your background, helping you to earn a living for yourself with there innovative compensation plan.
The website looks professional but is hard to navigate to find the necessary information. A link with take you to the Fortune Hi Tech Marketing ‘University’ from which you can sign up as a representative of their products, though they do not state how much a membership is going to cost upfront. After a detailed look it appears that the cost is $249 to join Fortune Hi Tech Marketing.
Is Fortune Hi Tech Marketing A Scam?
The Fortune Hi Tech Marketing system is a multi level marketing plan, also known as MLM or network marketing. Many MLM schemes online have been criticized due to the fact that they effectively become pyramid schemes, where only those at the top make money leaving those at the bottom to provide them with their money, unable to make any money themselves.
These problems and complaints are not uncommon in any MLM type business.
However, not all MLM programs are pyramid schemes. Pyramid schemes are illegal in the US and the Federal Trade Commission emphasizes the fact that these programs are legal if the main aim is to sell products rather than recruit members.
Taking a look at the Fortune Hi Tech Marketing website there are a number of products available for you to promote. This means, in this case, that this MLM program is legal and could therefore have the potential of bringing your profits.
However, through further investigations it is clear that many users have essentially experienced the bad effects of a ‘pyramid’ scheme. While they technically have products to sell, the real money from Fortune Hi Tech Marketing comes in recruiting members and earning money from what they sell. Therefore those at the bottom are not getting much out of their investment.
Can You Make Money From It?
Products range from magazines to services, to communications and health and beauty. This means that users have a great choice on what they want to sell, according to where their skills and interest lie.
However, based on reviews it appears that most of the money is made through referring members who pay the $249 fee, and it becomes a lot harder to make money unless you build up a large down line. The bottom line, this appears to be a program that will only help a few at the top make real money.
As with any program do your research and make an informed decision that is best for you and your family.
Until next time,
Charles & Susan
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23 Comments on this post
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Dan Roark said:
Hi,
I just wanted to say, your assessment of FHTM is a little off. I have only been involved with the company for 2 years, but since my second month in the company have had Coma Checks, my first five figure check being less than 9 months into the company. I have earned a Lexus Car that is being paid for by the company. I have seen MANY lives changed in my downline organization. A company that puts the majority of its compensation plan at the first promotion alone hardly sounds like one that is focused on ALL those at the Top! I have done 4 different MLM companies and this is the only one that has actually paid worth a flip. Paul set a cap to where over 90% of the revenue goes to the Compensation plan.
Like all opportunities, one must at least do a little work. No money is ever paid out on any rep until that rep sells at least 3 services themselves. Funny, people say its one of those business to where only the people at the top make the money. Well yeah, GET TO THE TOP! Is there a business where that is not that case. Last I checked, the Wal-Mart Managers make more than the greeters. The CEO makes more than the Managers. This is a business to where you do the work you promote yourself. I already make more than most of the people above me just because I have a little work ethic.
Thanks
June 10th, 2009 at 10:35 am -
Canada Rep said:
Once I kept doing more research on the company FHTM and its owner Paul Orbason, I found out that Mr. Orboson is making a lot of money from this company (unlike what they say in the presentation about him not making money). The reason is that several of the companies that FHTM markets for are owned by Mr. Orboson himself or he has stocks or shares involved in those companies.
I also know that 80% of all Reps quit. If *I* owned the company, I’d see that as a problem – and fix it. most of the people I know that have joined FHTM have worked their REARS off, and don’t just sit around and expect it to come to them. Again, they entice you – make it look easy, and then they say they don’t want to hear “whining”. Is this “helping people”??
Also, the My parents are FHTM Reps, and they found out these brutal facts the hard way:
Dish Network – charges FHTM Reps $103 per month; but if you’re a “regular Joe” off the street, you get that same package for $54, and there’s a sale on now for $30 for the 1st year.AT&T Internet – it costs $5 MORE per month, and FHTM won’t help you. If you go through AT&T directly, your service is 2x faster and AT&T will provide service. If you are an FHTM Rep, they say “Talk to your up-line”.
Fon-Vantage – it’s $11 per month cheaper (yeaaah!), but there’s a $93 start-up charge. this charge is not charged with Cox or the competition.
My point is – the income generated for the up-line is paid for by the down-line. This is helping the UP-LINE, not the starters. If this truly *was* about “helping people”, they would give everyone EQUAL. Also, the false advertising about the $125 for Managers (It’s $100) and the 60 Lexuses that have been given away (it’s less than 30 – the remaining 30+ have been bought by Reps – not by the company) – not to mention the hidden small-print that the Lexus lease WILL BE ON YOU if you do not DOUBLE from that point.
So, let’s sum it up – you pay MORE … and in most cases, get LESS. HOW is that *helping* people?? Ad if this is the “financial vehicle” , then how CAN it be when most Reps quit? And 66% of EXECUTIVES quit??!!!!
In closing, I know that Orboson worked at Excel. It as an AWEFUL company. HE worked there for 6 years, and it caused his divorce. How is THAT a God-like example? Integrity?? Does God suddenly condone divorce?? Or not having integrity??
THINK, people!!
August 28th, 2009 at 2:31 am -
almos ESM said:
Mrs Canada quit whining and get to the top this the greatest Company on the planet period. FHTM ROCKS you just don’t want it bad enough help others get to the top and everything will work its self out stop thinking just about you.
RSM
San Antonio, TXAugust 31st, 2009 at 12:14 pm -
Canada Rep said:
That’s what they *all* say – to quit whining. Here’s a web site where a San Antonio Rep has been taken by her FHTM up-line:
http://www.topix.com/forum/city/west-plains-mo/TTOE5FK21KVU9EG25/p83#lastPostAnd you’re *right* – I don’t want it badly enough – I HAVE my Porsche and 2 other vehicles – and my home – paid in full – from my *other* business, not FHTM. I’ve lived in the large California home and driven it 200 on the highway. I now understand my Kung Fu instructor: People are too wrapped-up in “things”, and not meaning.
I wish you the best… but another post:
http://chrishoyt.com/general/fhtm-their-personal-web-page-or-pwp/Feel free to argue with them all – many have achieved Executive, and have worked it hard for 2+ years. Have fun! Me? I’ll go back to our partycentral.makesparties FREE web page, and I’ll keep making those nice cheques.
¡Adios!
September 2nd, 2009 at 1:59 am -
Charles & Susan said:
Hi Everyone,
Thanks for leaving your comments.
Lots of opinions one way or the other on this program.All we can say if it is working for you and you
feel good about it keep on doing what you are doing.It is just not for us.
Thanks,
Charles & Susan TruettSeptember 8th, 2009 at 2:47 pm -
Kenny said:
Somebody please e-mail me at krbr1226@yahoo.com and tell me how to make good money in fhtm
October 9th, 2009 at 2:38 pm -
tj said:
Kenny,
Has anyone emailed you regarding FHTM? I didn’t want to email if you’d already been contacted…there is good money to be made…it’s all being made off bills, nothings made off the people that are joining…this post wasn’t placed to get an argument going, I was just curious if Kenny had received a response yet, that’s all! You can email me at tandjjohnson@yahoo.com for more information if you’d like.
December 8th, 2009 at 11:32 pm -
McDonnell said:
I would like to say thanks to the fraudulent activity by FHTM reps, the company has been ordered to stop doing business in North Dakota. A cease and desist order was issued by the Attorney General for an assortment of violations. For more information about FHTM C&D in N.D., Google Fortune Hi-Tech Marketing cease & desist and you can review the court order or click on my name.
In addition to the troubles, has anyone reviewed direct selling news website? FHTM ranks number 60 out of 69 company’s listed in Sept of 09. Annual revenue shows FHTM at 100 million and they have 85 thousand reps. Now here is the problem. Most FHTM reps are asked to sign up on 3 services right when they enroll. Usually a replicated web template that cost $25 a month (1pt), and a replicated travel site (free with Travelocity) that cost $50 a month (2pts). This generates a quick pay-out up the pyramid. One rep pays $75 a month on replicated web templates. Everyone that enrolls has never used it before, why now. Basically they are useless. Annually, 85 thousand reps pay $76 million on replicated web templates. However the average FHTM rep spend about $150 a month on their own services and products. Get the picture how the revenue is generated. It’s what got YTB in trouble, NO END-CONSUMERS. Basically you become your own customer in order to profit in the FHTM pay plan.
January 8th, 2010 at 12:24 pm -
don martinez said:
i was approached by FHTM today and lucky for me I’ve feel for the Amway scam way back and between that and the rainbow assholes I had my guard up. When the tag team partner showed up I knew what time it was and I refused to give in.
300 sign-up then bring in 3 friends that will hate you later for 300.00 each to get your 300.00 back. 60.00 month for website that is a clone template. pushy amway tactics and meetings. lets get excited and make money together. I’ve heard that song and dance before. meetings that make trainers and reps money.
I have a feeling I wont be seeing them again no time soon.
If you make good money off it good for you but I’ll just work hard for my money and pass thank you. Good luck with your leased Lexus. Im smart enough to read enough reviews and ask people where it took them I suggest you do yourself a favor and do the same.
heres some others that you might have seen on tv.
1. carlton sheets(buy my cds)
2. crazy govt money dude wit hall the ??? on his coat ( buy my book)
3. monavie (drink expensive drinks in a fancy bottle with a great story video)
4. don laprie ( place ads and make money lol, but oh ya buy my cds)
5. amway (sell/buy no name soaps, etc, and come to meetings for 20-60.00)February 20th, 2010 at 12:58 am -
mlmjunkie said:
All MLM’s sound good at the meeting. Problem I have with this one, as has been said before, is that the real money is made when you sign people up, not so much on product volume. Not all MLM’s are pyramid schemes, but this really does appear to be so, since the money is made on recruiting.
Eventually, the FTC will shut them down, but that’s probably going to be a while. In the meantime, if you’re making money, you’d better be banking a lot of it, because I’m betting 2-3 more years, tops.
February 26th, 2010 at 11:59 am -
Moe Shay said:
This is about right for Internet prattle – a mixture of some truth and some total bs.
Someone says “i was approached by FHTM today and lucky for me I’ve feel for the Amway scam” Guess he did not “feel” for the English teacher though.
I live near Orlando where the “Amway” center stands. The owners of the Amway “scam” also own the NBA team that has the third best record in the league. So that comment was moronic.
I was interested to see the comments of others . I think it is probably legal and I am surprised I am just now hearing about it. Correct me if I am wrong (and I am so SURE you will), but this is just like many other things, for example Real Estate. Some folks make very good money, but most (salespeople) don’t make any money at it. Take classes, take the test, get the license, and then make zero sales. A very personable friend of mine was all excited about RE. He had sold windows and roofing supplies, so he knew about sales, but he was a complete flop at RE.
Same with Network Marketing:
Most companies fail – this one seems to have avoided that
Most people who sign up quit … according to some of you here that remains the case here … I know of NO company where that is not the case.
Sales is hard and mlm is hard. If your company is declared illegal, it is VERY hard. I don’t think that will happen here. There are products, but I don’t think the products have enough margin in them to pay seven levels of people more than pennies.
So I was looking at this, but think I have quit looking.
I have very mixed feeling about this. This could be a chance for people who need to make money to make some, but I hope no unemployed people are trying to scrape together 300 bucks unless they understand that this is not going to be a walk in the park.
March 31st, 2010 at 10:20 pm -
mommy ine need of advice said:
good friends of the family are trying to recruit me and my husband and we cant figure out if it is worth it or just another scam. i have two kids and don’t have the money to blow on something that could turn out to be a very bad choice. i have read a lot of comments and other articles about the company and don’t know what to think yet. i need pros and cons for this company. please email me aurianwolf2007@yahoo.com
April 1st, 2010 at 12:44 am -
Joseph Isaacs said:
FHTM is worse than a PPS or Pyramid Scheme as they entice representatives to join by LYING about the affiliation they have with the products they market. FORTUNE HAS NO DIRECT RELATIONSHIPS WITH ANYONE except the vitamin company that Orberson owns. THEY ARE A SCAM!
How to Identify a Product-Based Pyramid Scheme
© 2003, Jon M. Taylor, PhD
Multilevel companies that are based on profits from recruiting rather than retailing should be regarded as pyramid schemes or “recruiting MLMs.” This article describes five ways to distinguish them from “retail MLMs” in which the company pays generously for retailing products without recruiting a large downline. “Recruiting MLMs” typically display five features:
1. Recruiting of participants is unlimited in an endless chain of recruiters recruiting recruiters.Ask whether unlimited recruiting is allowed. When a given market is saturated, and the program must move on to another location or introduce new products or divisions to continue, the opportunity for each new person to make money becomes less and less as the programs expands.
2. Advancement in a hierarchy of multiple levels of “distributors” is achieved by recruitment, rather than by appointment.
Ask whether participating “distributors” advance their position (and potential income) in a hierarchy of multiple levels of “distributors” by recruiting other “distributors” who in turn advance by recruiting distributors under them, etc.? If so, the result is self-appointment through recruitment to ascending payout levels in the distributor hierarchy. If the only way a person can profit significantly in the scheme is through recruiting to advance to higher payout levels (or to buy another’s downline), this strongly indicates a pyramid scheme.
3.”Pay to play” requirements are satisfied by ongoing “incentivized purchases.” These are purchases of goods and services that are required to participate in commissions or to ascend in the distributor hierarchy. If they are required to participate in the “business opportunity,” then whether they are used, sold, given away, or stored is irrelevant. They should be considered a cost of doing business.
Ask whether prospective “distributors” are encouraged to make sizable investments (”front loading”) in “incentivized purchases” in order to take advantage of the “business opportunity” and later to continue qualifying for advancement or higher payout in overrides (commissions and bonuses). This practice, can result in large losses if the products cannot be resold. Also be wary of plans that require minimum periodic purchases (”pay to play”) to qualify for commissions or advancement. Do not sign up for continuing product purchases on auto-ship through an automatic bank draft or credit card, rather than making occasional purchases as needed. Such purchase requirements may be disguised investments in a product-based pyramid scheme or a clever attempt to disguise pyramid investments as product purchases.
4. The company offers commissions and/or bonuses to more than five levels of “distributors.”
Ask whether the company pay overrides to distributors in a hierarchy of more levels than are functionally justifiable. Even in major corporations, the entire world marketplace can be covered in five levels of sales management - branch, district, regional, national, and international sales managers. Paying commissions and bonuses on more than five levels in an MLM program primarily enriches those at the top at the expense of those at the bottom. You would be wise to avoid any program that pays overrides on more than five levels. Breakaway compensation systems are particularly exploitive, as payments are on a hierarchy of “breakaway” organizations of whole groups of participants, not just individuals — creating an extraordinarily high loss rate, except for those at the top of a “mega-pyramid of pyramids.”
5. Company payout per sale for each upline participant equals or exceeds that for the person selling the product, creating inadequate incentive to retail and excessive incentive to recruit — and an extreme concentration of income at the top.
Ask whether a “distributor” purchasing products “for resale” would receive about the same total payout (in commissions, bonuses, etc.) from the MLM company as participants several levels above who had nothing to do with the sale. If so, the company’s payments to the person retailing the product would be pitifully small, while those at the top of the upline can compound the small commission per sale by the sales of hundreds or even thousands of downline distributors. This is great for the upline leaders but lousy for those attempting retail sales. Avoid any MLM company that pays less than half of all distributor payout to the person actually selling the products to outside customers.
Never accept income projections of retail sales at full retail prices, especially for products that are overpriced and not competitive in the marketplace. Also be wary if you are asked to choose between two options or “tracks” — one for those who want to “retail” the products and another track for those who are serious about “building the business.” This sales pitch usually indicates that the incentives are heavily weighted towards recruiting
Where valid data are available, recent research has demonstrated that when all five of these red flags are found in an MLM, the percentage of participants who lose money is 99.9% — even worse than the loss rates for typical no-product pyramid schemes and for games of chance in Las Vegas.
______________
Dr. Taylor is president of the Consumer Awareness Institute and a director of Pyramid Scheme Alert. Additional information is available from Dr. Taylor and the Pyramid Scheme Alert Web site.
April 2nd, 2010 at 7:59 am -
Fire1 said:
This FHTM thing is the biggest scam ever. It really is. Trust me people watch dateline in about a year and you will see Chris Hanson interviewing the poor souls who lost there money to FHTM. This is such a joke. You people who are into this scam are either stupid or have no respect for ANYONE! Actually both. What a joke this is. FHTM!
April 3rd, 2010 at 4:23 pm -
Paul said:
Looks like California just filed a permanent injunction against FHTM – Orberson, Mills and 5 of the top 7 reps in the Presidential Ambassador pool. If they have their way Fortune and Paul will be liable for 50Million in repayments and damages. WOW. What ya gonna do when they come after you as a rep. Glad I am out.
April 3rd, 2010 at 7:23 pm -
Joseph Isaacs said:
How to Identify a Product-Based Pyramid Scheme (”Recruiting MLM”)
© 2003, Jon M. Taylor, PhDMultilevel companies that are based on profits from recruiting rather than retailing should be regarded as pyramid schemes or “recruiting MLMs.” This article describes five ways to distinguish them from “retail MLMs” in which the company pays generously for retailing products without recruiting a large downline. “Recruiting MLMs” typically display five features:
1. Recruiting of participants is unlimited in an endless chain of recruiters recruiting recruiters.Ask whether unlimited recruiting is allowed. When a given market is saturated, and the program must move on to another location or introduce new products or divisions to continue, the opportunity for each new person to make money becomes less and less as the programs expands.
2. Advancement in a hierarchy of multiple levels of “distributors” is achieved by recruitment, rather than by appointment.
Ask whether participating “distributors” advance their position (and potential income) in a hierarchy of multiple levels of “distributors” by recruiting other “distributors” who in turn advance by recruiting distributors under them, etc.? If so, the result is self-appointment through recruitment to ascending payout levels in the distributor hierarchy. If the only way a person can profit significantly in the scheme is through recruiting to advance to higher payout levels (or to buy another’s downline), this strongly indicates a pyramid scheme.
3.”Pay to play” requirements are satisfied by ongoing “incentivized purchases.” These are purchases of goods and services that are required to participate in commissions or to ascend in the distributor hierarchy. If they are required to participate in the “business opportunity,” then whether they are used, sold, given away, or stored is irrelevant. They should be considered a cost of doing business.
Ask whether prospective “distributors” are encouraged to make sizable investments (”front loading”) in “incentivized purchases” in order to take advantage of the “business opportunity” and later to continue qualifying for advancement or higher payout in overrides (commissions and bonuses). This practice, can result in large losses if the products cannot be resold. Also be wary of plans that require minimum periodic purchases (”pay to play”) to qualify for commissions or advancement. Do not sign up for continuing product purchases on auto-ship through an automatic bank draft or credit card, rather than making occasional purchases as needed. Such purchase requirements may be disguised investments in a product-based pyramid scheme or a clever attempt to disguise pyramid investments as product purchases.
4. The company offers commissions and/or bonuses to more than five levels of “distributors.”
Ask whether the company pay overrides to distributors in a hierarchy of more levels than are functionally justifiable. Even in major corporations, the entire world marketplace can be covered in five levels of sales management - branch, district, regional, national, and international sales managers. Paying commissions and bonuses on more than five levels in an MLM program primarily enriches those at the top at the expense of those at the bottom. You would be wise to avoid any program that pays overrides on more than five levels. Breakaway compensation systems are particularly exploitive, as payments are on a hierarchy of “breakaway” organizations of whole groups of participants, not just individuals — creating an extraordinarily high loss rate, except for those at the top of a “mega-pyramid of pyramids.”
5. Company payout per sale for each upline participant equals or exceeds that for the person selling the product, creating inadequate incentive to retail and excessive incentive to recruit — and an extreme concentration of income at the top.
Ask whether a “distributor” purchasing products “for resale” would receive about the same total payout (in commissions, bonuses, etc.) from the MLM company as participants several levels above who had nothing to do with the sale. If so, the company’s payments to the person retailing the product would be pitifully small, while those at the top of the upline can compound the small commission per sale by the sales of hundreds or even thousands of downline distributors. This is great for the upline leaders but lousy for those attempting retail sales. Avoid any MLM company that pays less than half of all distributor payout to the person actually selling the products to outside customers.
Never accept income projections of retail sales at full retail prices, especially for products that are overpriced and not competitive in the marketplace. Also be wary if you are asked to choose between two options or “tracks” — one for those who want to “retail” the products and another track for those who are serious about “building the business.” This sales pitch usually indicates that the incentives are heavily weighted towards recruiting
Where valid data are available, recent research has demonstrated that when all five of these red flags are found in an MLM, the percentage of participants who lose money is 99.9% — even worse than the loss rates for typical no-product pyramid schemes and for games of chance in Las Vegas.
______________
Dr. Taylor is president of the Consumer Awareness Institute and a director of Pyramid Scheme Alert. Additional information is available from Dr. Taylor and the Pyramid Scheme Alert Web site.
April 3rd, 2010 at 7:24 pm -
R.R said:
Not trying to knock FHTM- but what they don’t tell you after they sign you up. The additional cost that comes with it. 299.00 to sign up, then 90.00 to start a bundle pack which you have to buy and the cost is only good for 60 days then you pay full price of 139.00 a month, then you need to pay for the site 24.99 a month oh..and of course to stay connected you need to get the tel tag number for another 24.99 a month. So back in Debt I go! It works if you can afford to stay in the business and if you are motivated to make it work for you. But if you are a busy person that does not make enough to do this…then don’t sign up. Otherwise they will email you daily, call you, text you. I’m a single mom…F/t worker, F/T Mom and P/T student. I did not realize how much time you need to make this work for you. This is not for me! I can’t push people to come aboard without being honest on how it “really” works and the cost behind it. Something the Rep left out and I found out the hard way- lesson learn. Don’t get me wrong. I like the products they offer and I would use it, but all the other leg work- I don’t have the time for.
April 14th, 2010 at 9:39 am -
Joseph Isaacs said:
The assumtions that a company is legal because products are available to sell is not the same as they are being sold. FHTM is an ILLEGAL PYRAMID SCAM because (according to the FTC) – more than 50% of the revenues earned is from recruiting and NOT from product sales. Montana has demanded disclosure statements in that state and it will be interesting to see how they are manipulated by the FHTM geeks.
The recent announcement on the FHTM corporate website was done to calm the waters but neglected to state all of the facts (as usual – if they did that nobody would join)
Here are the facts directly from the Montana Securities Commissioner:
Contact: Jackie Boyle, jboyle@mt.gov, 406-444-2040
Helena- Kentucky-based Fortune Hi-Tech Marketing (FHTM) agreed today to pay nearly $1 million to settle an allegation by Montana Commissioner of Securities and Insurance Monica Lindeen that the company was operating a pyramid promotional scheme in Montana. On March 4, 2010, Lindeen ordered the company to stop operations in the state and filed an action against the company, arising from consumer complaints that her office received and investigated. “This agreement sends a clear message to businesses operating illegally in Montana that I am committed to protecting consumers,” Lindeen responded. “Montanans work hard to support their families and I will not tolerate the sale of false promises to them.”
The Order and Proposed Action alleged that FHTM representatives were marketing the company as income potential to participants who agreed to recruit new participants. Those individuals were asked to pay $299 to join the program. FHTM representatives also lured new participants by claiming it offered huge income opportunities through partnerships with large companies such as Travelocity, General Electric, and The Home Depot, when such partnerships did not exist.
Details of the Consent Agreement and Order with Fortune Hi-Tech Marketing (FHTM):
• FHTM agrees to refund up to $840,000 to more than 3,400 Montana participants.
• FHTM and the company’s founders, Thomas Mills and Paul Orberson, will pay a fine of $100,000 to the Montana’s general fund. Dianne Graber, a Montana FHTM representative, will pay a $5,000 fine to the general fund.
• FHTM will contribute $50,000 to the Investor Protection Trust, a non-profit organization that provides investor education in Montana.
• In addition, FHTM will be required to change its business practices in Montana:
-New participants in FHTM will only be required to pay $75.00 to become a representative,
-FHTM will conduct training seminars along with representatives of the Commissioner’s Office, in Billings, Bozeman, Great Falls, Helena, Kalispell and Missoula, and will conduct web-based training that is mandatory for all current or prospective representatives,
-FHTM will provide a disclosure brochure to each current and prospective representative outlining FHTM’s program, including the average amount of income achieved and the average amount of time in the program required to reach each level,
-FHTM will reinforce with representatives that product sales are not primarily for self-consumption but for sale to non-participants, and
-FHTM will require its representatives to maintain records of non-participant customers and submit those records on a monthly basis.
Approximately two weeks from the settlement, Montana FHTM representatives entitled to refunds will be receiving letters from Commissioner Lindeen outlining the requirements to get their money. The refund amount is equal to the participants’ cost less any earnings they received from FHTM.
The settlement agreement can be found at http://www.csi.mt.gov. For more information about FHTM, call the Montana Commissioner of Securities and Insurance at 1-800-444-2040.
April 26th, 2010 at 8:02 am -
Kertis said:
Some of you are so ignorant.. FHTM is no different that other companies who sell products that you can use for yourself and sponsor others to do the same…THE DIFFERENCE WITH FHTM, is the payout is more lucrative…. In my first month with FHTM, Ive made more in one month than any other companies Ive promoted….
AND YOU DONT GET PAID FOR RECRUITING…in other words, when someone signs up, you dont get paid…but when a product or service is sold, you get paid with advertising dollars from the big companies… Makes sense doesnt it..
And for some of you to take your time posting pages upon pages of negativity…GET A LIFE… theres thousands of opportunities out there …if this doesnt fit you move on already….
May 20th, 2010 at 8:17 pm -
Joseph Isaacs said:
Recently ABC news affiliates have been investigating FHTM along with multiple state and federal agencies for running a scam. Here are the links to some of this recent news. Dont be fooled by the “smoke and mirrors” that Orberson and Fortune NSM’s blow your way.
http://www.whas11.com/on-tv/I-Team-Inivestigation-Fortune-Hi-Tech-Marketing-94266814.html
http://www.whas11.com/community/I-Team-Investigation-Fortune-Hi-Tech-Marketing-94273719.html
May 21st, 2010 at 8:20 am -
Team Skeptical said:
I was approached by a former co-worker of mine who is trying to get people to enroll. I watched the video and saw a folder full of information that was given to him. I am VERY skeptical about this program and do not liked being scammed. He swears that this program changed he and his girlfriend’s life and he just wants to pass this on to other people he knows can benefits from this program. After reading the comments above, I’m not sure this is the right thing for me. Your comments either negative or positive towards this program have been very helpful in me making my decision to enroll in this program.
May 22nd, 2010 at 9:46 pm -
Mike said:
Here is some information that I found about FHTM.
The first website is info about FHTM getting banned in Montana and ordered to pay $1 million back to the residents of the state. According Montana state law, the courts found FHTM was guilty of running a pyramid scheme.
Second website is has the video of live news coverage on the courts ruling FHTM as nothing more than a pyramid scheme.
http://mlmblog.net/2010/04/fortune-hi-tech-montana-pyramid-scheme-video.html
May 24th, 2010 at 8:34 am -
Derek said:
You people who are talking bad about FHTM are hilarious! You say its so bad and that its a scam and in three years it will be shut down?? Ok lets make a bet in 2013 that FHTM will be shut down. if its not all you morons are gonna look so stupid and everyone who stuck in it well lets just say there will be more millionaires and you will still be just getting by.
July 24th, 2010 at 4:32 am















